To reduce exposure to loss, insurance companies must ensure that policy premiums and underwriting guidelines correctly reflect the potential hazard. RedZone‘s RZRisk service identifies wildfire hazard by evaluating a number of factors that correlate to structure loss, such as immediate hazards near a property and the proximity to areas capable of producing significant ember showers. We also analyze historical wildfire records so underwriters can see both the frequency and the extent of previous wildfire damage in the area.
“Set a Premium That Will Deliver a Profit”
Ultimately our role is not to blanket the West with extreme risk ratings. Our role is to guide you to recognize the risk, understand why it exists and to drive profitable growth.