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RZProtect

Protection on the ground, before and during wildfire.

RZProtect combines pre-fire inspections and mitigation guidance with dedicated response resources reserved exclusively for insured properties.

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Mitigate
Reduce exposure
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Respond
Coordinate response
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Reserved for your book, not the highest bidder.

RZProtect resources are committed to insured properties ahead of the season, so response is a plan rather than a scramble.

Plan your season
Why RedZone

Inspected before the season, defended during it.

Certified wildfire specialists assess each property onsite and document the work that would reduce loss. When an incident threatens, crews reserved exclusively for insured properties coordinate the response and document every action taken.

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Up to 75%: UC Berkeley and Moody’s. Published research, not a RedZone measurement.

In the wildfire lifecycle
Mitigate and Respond
Inspections and mitigation guidance before the season, dedicated crews during the event.
Frequently asked

Questions we get about inspections and response.

What happens during a wildfire property inspection?

A certified specialist assesses the property on site and documents the conditions that drive loss: defensible space, vegetation, roofing, vents, decking and the immediate surrounds. The output is a prioritised set of recommendations the homeowner can act on, not a pass or fail.

Do insurers offer wildfire protection services to policyholders?

Some do. RZProtect pairs pre-fire inspections and mitigation guidance with response crews reserved exclusively for insured properties, currently across California, Colorado, Arizona and the Northwest.

How much does mitigation reduce wildfire risk?

Published research puts it at up to 75% where home hardening is combined with defensible space (UC Berkeley and Moody's). The pairing matters: hardening without defensible space, or the reverse, achieves considerably less than doing both.

What do the crews do during an active fire?

They are dispatched to insured properties as an incident threatens them, working alongside public fire agencies rather than in place of them, and they document every action taken at every property. Coordination runs through the analysts in the Wildfire Intelligence Center.

See Wildfire Differently.

Whether you're underwriting new business, managing portfolio exposure, or preparing for wildfire season, RedZone helps insurers better understand, assess, and manage wildfire risk across the entire wildfire lifecycle.

Since 2002
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Let's discuss your wildfire risk strategy
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