RZExposure | RedZone
RedZone
Log in Talk to an expert
Identify Mitigate Monitor Respond Why RedZone RZRisk RZExposure RZAlert RZProtect RZIntel RZRisk Canada RZResiliency Blog Log in Talk to an expert
RZExposure

Understand accumulation before it becomes a loss.

RZExposure shows where wildfire exposure concentrates across a portfolio, so capacity, growth, and reinsurance decisions rest on property-level evidence rather than territory averages.

Talk to an expert
See how it helps
Identify
Understand risk
Explore Identify
Mitigate
Reduce exposure
Explore Mitigate
{{ s.kicker }}

{{ s.headline }}

{{ s.body }}

{{ b }}
Image direction

{{ s.imageNote }}

Built for portfolio and capacity teams.

RZExposure works from the same property-level data as RZRisk, so portfolio analysis and underwriting decisions never disagree.

Review your portfolio
Why RedZone

See wildfire accumulation the way fire actually moves.

RZExposure replaces simple distance-based accumulation with Correlated Risk Zones built from simulated wildfire behavior, geography, and portfolio-level risk. The result is a more defensible view of where losses may correlate in a single wildfire event.

{{ c.stat }}
{{ c.label }}
In the wildfire lifecycle
Identify
Property-level intelligence and portfolio analysis that show where exposure concentrates.
Frequently asked

Questions we get about wildfire accumulation.

How do insurers measure wildfire accumulation risk?

By finding where a single event could touch many insured properties at once, rather than counting policies by region. Wildfire does not respect postcode boundaries, so accumulation has to be measured against how fire actually behaves across a landscape. RZExposure shows where exposure concentrates across a portfolio at four scales, from community to countrywide.

What is a correlated risk zone?

An area within which properties are likely to be affected by the same wildfire, so their losses are correlated rather than independent. RedZone's zones average around 50,000 acres and are derived from roughly 50,000 years of simulated wildfire history, validated against 48,000 damaged or destroyed structures.

How does wildfire exposure analysis support reinsurance decisions?

It replaces territory averages with property-level evidence, which is what a reinsurance conversation needs. Capacity, growth and treaty decisions rest on knowing how much of the book a single event could reach, and being able to show the working.

See Wildfire Differently.

Whether you're underwriting new business, managing portfolio exposure, or preparing for wildfire season, RedZone helps insurers better understand, assess, and manage wildfire risk across the entire wildfire lifecycle.

Since 2002
RedZone
Let's discuss your wildfire risk strategy
{{ statusText }}