Grow Your Business,
Not Your Risk
By accurately assessing risk and pricing policies, you can confidently avoid uninsurable exposure while identifying profitable areas for growth.
Our Partners
Unprecedented Clarity on Wildfire Risk
Our advanced fire science goes beyond simple mapping, giving you a complete picture of a property's vulnerability.
- Assess the potential for direct flame impingement.
- Understand the threat from dangerous ember showers.
- Factor in the often-overlooked risk of smoke damage.
Scoring System That Moves the Needle
Our platform gives you the tools to build a profitable and sustainable portfolio in an ever-changing environment.
- Use our wildfire risk score by address to inform underwriting decisions.
- Set capacity thresholds to prevent over-accumulation of risk in hazardous areas.
- Access historical data and trend analysis to refine your risk management strategies.
Effortless Integration for Real Results
RZ Risk is designed to fit right into your existing underwriting process, not disrupt it.
- Integrate our powerful API directly into your systems.
- Use our intuitive, map-based web portal for on-demand reports.
- Receive risk scores for your entire book of business in a simple spreadsheet.
Data That Drives Growth
Our model helps you recognize, understand, and price for wildfire risk, turning a complex challenge into a profound growth opportunity.
- Integrate our powerful API directly into your systems.
- Identify correlated risk zones to effectively manage portfolio concentration.
- Set premiums that accurately reflect risk and deliver profit.
Risk Analytics Overview
Most homes lost to wildfire are in the Wildland Urban Interface (WUI), where exposure is complex and highly localized. RZRisk uses RedZone’s wildfire models to capture property-level vulnerability in the WUI, then distills it into a single, easy-to-use risk score for each location, with clear factor breakdowns that show how flame exposure, embers, smoke, and evacuation challenges contribute to the overall profile.
- Overall score: One simple, easy-to-use number that summarizes wildfire risk at a glance
- Frequency: How likely it is that a wildfire will occur near this property
- Severity: How intense a wildfire is expected to be and how much damage it could cause
- Fire History: A record of previous wildfire activity in the surrounding area.
