Measure community mitigation. Understand collective resilience.
RZResiliency is a Wildfire Resiliency Index that rates the proactive mitigation a community has actually done, from Initiating to Leading Resiliency. It shows collective preparedness at neighborhood level without ever exposing an individual property.
RZResiliency is in active development and is not yet generally available. The capability described below reflects the product as it is being built, and details may change before release. Talk to us if you would like to shape it or be told when it ships.
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Built with communities, not about them.
RZResiliency is being shaped with the community leaders, emergency managers and carriers who will use it. If your neighborhood or your book would benefit from collective scoring, we want to hear how you would use it.
Score resilience the way communities actually build it.
Static hazard maps cannot see the human side of wildfire defense. RZResiliency factors in governance, vegetation management, home construction averages and local firefighting resources, so a neighborhood is judged on how prepared it actually is rather than on terrain alone. The bar for each level follows the wildfire risk the neighborhood faces.
31%: California Department of Insurance and NAIC. Up to 75%: UC Berkeley and Moody’s. 70%+: Guidewire. Figures are published research, not RedZone measurements.
Questions we get about community scoring.
What is RZResiliency?
A Wildfire Resiliency Index that measures and visualizes the proactive mitigation an entire community has carried out. Where a hazard map scores the environment, meaning terrain, fuels and weather, this places each neighborhood at a resiliency level for how well it is preparing, through vegetation management, building hardening, community planning and local response capability.
How do the map and search work?
You start on an interactive map framed on the communities in the Index and search an address, city or coordinate. The map centers there and highlights the neighborhood polygon that location belongs to. Selecting the neighborhood opens its resiliency level in the side panel, with what is in place, its next steps, its wildfire risk context and its community information.
Will my individual property data be shared?
No. The index is built entirely on collective benefit. RedZone does not track, store or share mitigation efforts or vulnerabilities for individual private homes.
What are the resiliency levels?
Every assessed neighborhood sits at one of five levels: Initiating, Developing, Implementing, Established or Leading Resiliency. A level describes the mitigation work a neighborhood has done and how current its records are. Beside it, the panel shows what is holding the level back and the fewest changes that would reach the next one. The 0 to 100 index behind the levels, with its full breakdown, is for administrators.
Then how is the level calculated?
From neighborhood-wide averages and percentages. Rather than flagging that a particular address has a combustible roof, the assessment reads the neighborhood as a whole: for instance, that 75% of homes there have Class A-rated or non-combustible roofing. A published, versioned rule set turns those answers into an index across seven weighted pillars. Two required measures, Zone 0 and connective fuel pathways, can hold a neighborhood below the level its other work reaches, and the bar for each level follows the wildfire risk the neighborhood faces. A neighborhood with required questions unanswered shows no level yet, and answers past their review date count for less until someone re-verifies them.
What are the usual concerns about sharing this data?
The common fear is being penalized: that if a platform identifies a specific vulnerability on a property, an uncleared gutter or a wooden deck, it could be used against the owner by a carrier or a regulator. RZResiliency answers that by aggregating and anonymizing every structural and mitigation input. You can search an address to find which community it sits in and how that community scores, and it is not possible to extract property-specific data from the platform.
What goes into a community’s level?
Authorized contributors complete an assessment of more than 100 fields across seven weighted pillars: property and structure resilience, defensible space and parcel fuels, access, evacuation, water and response, community and landscape fuel management, governance and planning, participation and maintenance, and detection and communications. Many answers are calculated rather than estimated, such as building counts, building types and spacing from FEMA building footprints, and each is marked as calculated. Every answer carries a date, so the record shows how current it is.
How does a neighborhood improve its level?
Each neighborhood sees its next steps ranked by impact: the fewest changes that reach the next level, who does each one, and the evidence that counts. A custom checklist downloads as a PDF, grouped by what each step unlocks, with what is already in place at the end. Re-verifying an out-of-date group of answers restores its full credit.
What does Verified by RedZone mean?
A neighborhood reviewed and approved by RedZone wildfire mitigation specialists carries a Verified by RedZone badge, and reads Pending until that review is done. Verification describes how the information was gathered and reviewed. It is not a guarantee of safety.
Does a high level mean a location is safe?
No. A level describes how much mitigation work a neighborhood has done, not how dangerous its surroundings are. Terrain, weather and the behavior of any given fire are not in the community’s hands and are not in the level. A high level, or a verified record, is not a guarantee that a location is safe or free of risk, and an assessment is a point-in-time review, not a life-safety, engineering or building code inspection.
Can I generate a report for my address?
Yes. Search an address, open its neighborhood and download a PDF report. It opens with the neighborhood’s level, then covers what the index measures, next steps, what is in place, wildfire risk context and community information, and shows which detection cameras cover the area. Its figures are the neighborhood’s aggregates only, in line with the same privacy standard as the rest of the platform.
See Wildfire Differently.
Whether you're underwriting new business, managing portfolio exposure, or preparing for wildfire season, RedZone helps insurers better understand, assess, and manage wildfire risk across the entire wildfire lifecycle.
