Canada’s wildfire landscape presents insurers with a distinct underwriting challenge.
Fuels, terrain, weather, and fire behavior can vary significantly from the conditions reflected in wildfire models developed for other markets. Insurers have told RedZone they need better intelligence for the Canadian properties they underwrite.
RZRisk Canada was built to address that gap.
Now commercially available in Alberta and British Columbia, the solution provides property-level wildfire risk intelligence designed specifically for Canadian landscapes, fuels, and fire behavior.
Why Canadian wildfire risk needs a purpose-built approach
Wildfire risk is highly dependent on local conditions.
RZRisk Canada analyzes individual properties using Canadian fuels, topography, weather patterns, and historical fire activity. That gives insurers a more relevant view of risk when evaluating new business, renewals, and wildfire exposure across a portfolio.
The goal is straightforward: give underwriting teams wildfire intelligence that better reflects the properties and environments they are actually assessing.
Turning wildfire science into underwriting insight
RZRisk Canada provides a single wildfire risk score for each property, supported by frequency, severity, and fire history metrics.
The model evaluates both the wildfire risk surrounding a property and the vulnerability of the structure itself, including its susceptibility to direct flame impingement, ember showers, and smoke damage.
That structure gives underwriters a simple overall score while also providing more detail when deeper analysis is needed.
Built to fit existing insurance workflows
Useful wildfire intelligence has to fit into the systems insurers already use.
RZRisk Canada can be accessed through a secure web platform, APIs, and batch processing. That allows insurers to incorporate the data into underwriting, policy administration, and portfolio management workflows.
The solution can support individual property decisions as well as analysis across a larger book of business.
Developed in response to insurer demand
RedZone developed RZRisk Canada after hearing from insurers that existing wildfire risk tools did not adequately address the Canadian market.
That demand is already translating into adoption. One of North America’s largest multiline insurance carriers is currently in the process of adopting RZRisk Canada across its Canadian book of business with wildfire risk exposure.
RZRisk Canada is hosted in Canada and delivered through a Canadian-domiciled RedZone subsidiary, reinforcing the company’s commitment to the market. RedZone founder and CEO Clark Woodward is also based in British Columbia, giving the company a direct connection to the communities and wildfire conditions the solution was built to address.
For RedZone, the launch also extends nearly 25 years of experience combining operational wildfire expertise, fire science, and geospatial technology for the insurance industry. Read the full announcement about the launch of RZRisk Canada.
Expanding wildfire intelligence across Canada
RZRisk Canada is commercially available today for insurers writing business in Alberta and British Columbia, with additional provinces expected soon.
As wildfire risk continues to evolve across Canada, insurers need tools that reflect the conditions they are actually underwriting.
RZRisk Canada was built for exactly that purpose.
Learn more about RZRisk Canada.
